State Bank of India Clerk Exam, 2008 General Awareness : Solved Paper 1

1. Which of the following Departments of the Govt. of India is helping banks in disburse-ment of
rural credit by the banks ?
(A) Railways
(B) State Road Transports
(C) Post and Telegraph
(D) Ministry of Health
(E) None of these
2. Which of the following organization/agencies has established a fund known as ‘Investor
protection fund’ ?
(A) SEBI
(B) NABARD
(C) Bombay Stock Exchange
(D) AMFI
(E) None of these
3. Who amongst the following is the Head of the RBI at present ?
(A) Mr. K.V. Kamath
(B) Dr. Y.V. Reddey
(C) Mr. N.R. Narayanamurthy
(D) Mr. O.P. Bhatt
(E) None of these
4. Majority of Rural people still prefer to go to which of the following for their credit needs ?
(A) Money Lenders
(B) Foreign Banks
(C) NABARD
(D) RBI
(E) All of these
5. India has different categories of Commercial Banks. Which of the following is NOT one such
category ?
(A) Private Banks
(B) Commodity Banks
(C) Nationalized Banks
(D) Co-operative Banks
(E) Foreign Banks
6. Which of the following types of Banks are allowed to operate foreign currency accounts ?
(1) Foreign Banks
(2) Regional Rural Banks
(3) Nationalized Banks
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
7. Which of the following countries does not play International cricket ?
(A) Russia
(B) England
(C) South Africa
(D) Pakistan
(E) India
8. The money which Govt. of India spends on the development of infrastructure in country
comes from which of the following sources ? [Pick up the correct statement (s)]
(1) Loan from World Bank/ADB etc.
(2 Taxes collected from the people.
(3) Loan from the RBI.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
9. The Securities and Exchange Board of India (SEBI) recently imposed a restriction on money
flow in equity through ‘P-Notes’. What is the full form of ‘P-Notes’ ?
(A) Permanent Notes
(B) Purchase-Notes
(C) Participatory-Notes
(D) Private Notes
(E) None of these
10. Who amongst the following was the Captain of the Indian Cricket Team who won the
Twenty-20 World Cup–2007 ?
(A) Yuvraj Singh
(B) M.S. Dhoni
(C) Rahul Dravid
(D) Saurav Ganguly
(E) None of these

Answers & Hints:

1. (E) 2. (C)
3. (B) Yaga Venugopal Reddy is the current Governor of the Reserve Bank of India (RBI). Reddy
is an Indian Administrative Service (IAS) officer of the 1964 batch. Prior to joining the IAS, he
worked as a Lecturer from 1961. He holds a Ph.D from Osmania University, Hyderabad and was
a visiting faculty at the Osmania University and the London School of Economics. He has held
post of Banking Secretary. In 1996, he was appointed Deputy Governor of RBI. He has also
worked with the Inter National Monetary Fund, the highest position being Executive Director in
2002.
4. (A) 5. (B) 6. (C) 7. (A) 8. (E) 9. (C)
10. (B) Mahendra Singh Dhoni is a Kumaoni Rajput born in (Almora) Uttarakhand. M.S. Dhoni is
an Indian Cricketer and the Current Captain of Indian Twenty-20 and ODI team. Under his
captaincy, India won the 2007 ICC world Twenty-20.

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 13

Directions—(Q. 31–40) In the following passage there are blanks each of which has been
numbered. These numbers are printed below the passage and against each five words are
suggested one of which fits the blank appropriately. Find out the appropriate word in each
case.
I had …(31)… to become a multipurpose manager. I took three steps to accomplish this. First, I
took very …(32)… part in professional associations. I …(33)… the National President of the
Indian Society for Training and Development–one of the …(34)… organizations for HR
professionals. This helped me to grow professionally. My communication skills …(35)…. It also
taught me …(36)… to conduct meetings in an effective manner. My job …(37)… me to different
parts of the country and I …(38)… believe that …(39)… provided me with an education. I also
wrote a lot. Newspaper editors often approached me with …(40)… to write articles for their
publications.
31. (A) achieved
(B) aim
(C) try
(D) dreamed
(E) wanted
32. (A) selected
(B) active
(C) interesting
(D) often

(E) joint

33. (A) elected

(B) voted

(C) became

(D) applied

(E) decided

34. (A) respected

(B) status

(C) impressed

(D) aged

(E) common

35. (A) lacked

(B) grown

(C) learnt

(D) improved

(E) earned

36. (A) that

(B) why

(C) how

(D) never

(E) anyhow

37. (A) saw

(B) showed

(C) posted

(D) discovered

(E) took

38. (A) quiet

(B) firmly

(C) strong

(D) first

(E) not

39. (A) travelling

(B) journey

(C) visit

(D) migrating

(E) shift

40. (A) wish

(B) offer

(C) appointments

(D) requests

(E) commands

Answers:

31. (E) 32. (B) 33. (C) 34. (A)

35. (D) 36. (C) 37. (E) 38. (B) 39. (A)

40. (D)

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 12

Directions—(Q. 26–30) In each question below a sentence with four words printed in bold type
is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may
be either wrongly spelt or inappropriate in the context of the sentence. Find out the word, which is wrongly spelt or inappropriate, if any. The letter of that word is your answer. If all the
words printed in bold are correctly spelt and also appropriate in the context of the sentence,
mark (E) i.e. ‘All Correct’ as your answer.
26. We have incurred (A) an expense (B) of over fifty thousands (C) this year alone. (D) All
correct (E)
27. World Earth Day is celeberated (A) as a means (B) to make people aware (C) about the
environment. (D) All correct (E)
28. The key issue (A) discused (B) at the meeting was how to resolve (C) the food crisis. (D) All
correct (E)
29. He deserves (A) some recognition (B) for working diligently (C) for the passed (D) five years.
All correct (E)
30. There are many employment (A) opportunities (B) for fresh graduates (C) in the market (D)
today. All correct (E)

Answers:

26. (C) Write change ‘thousands’ to ‘thousand’.
27. (A) Write ‘celebrated’.
28. (B) Write ‘discussed’.
29. (D) Write ‘past’.
30. (E)

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 11

Directions—(Q. 21–25) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the
proper sequence to form a meaningful paragraph; then answer the questions given below
them.
(1) The sailor was told it was placed there as warning signal to sailors to warn them of the
danger.
(2) He returned to the spot a few years later as captain of his own ship.
(3) The ship was at sea for many days and finally anchored near the coastline.
(4) The night was stormy and without a warning signal his ship was wrecked on that very rock.
(5) One of the sailors on board saw a bell tied to a dangerous submerged rock.
(6) As a joke the sailor decided to steal the bell and hide it despite being informed of this.
21. Which of the following should be the FIRST sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)
22. Which of the following should be the SECOND sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)
23. Which of the following should be the THIRD sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)
24. Which of the following should be the FIFTH sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)
25. Which of the following should be the SIXTH (LAST) sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)

Answers:

21. (C) 22. (E) 23. (A) 24. (D)
25. (B)

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 10

Directions—(Q. 16–20) Which of the phrases (A), (B), (C) and (D) given below should replace
the phrases given in bold in the following sentences to make the sentence grammatically
meaningful and correct. If the sentence is correct as it is and No correction is required, mark (E)

as the answer.
16. Finding himself in financial difficulty, he came forward me for help and advice—
(A) came across
(B) is come upto
(C) came to
(D) comes with
(E) No correction required
17. Deepak having been over eighteen years of age, is entitled to vote—
(A) has been of
(B) being over
(C) who is having over
(D) who is been
(E) No correction required
18. The magazine that we subscribe to is published monthly—
(A) which is subscribed
(B) we are subscribed
(C) whom we subscribe
(D) whichever we subscribe
(E) No correction required
19. Among of his many good qualities, that I remember is his honesty—
(A) All of his
(B) Some of the
(C) Only of his
(D) One of his
(E) No correction required
20. Many of our clients have deposit of this foreign bank—
(A) have deposits in
(B) had deposited
(C) with deposits
(D) have deposited
(E) No correction required

Answers:

16. (C) 17. (E) 18. (E) 19. (D)
20. (A)

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 9

Directions—(Q. 11–15) Read each sentence to find out whether there is any error in it. The
error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is
no error, the answer is (E). (Ignore errors of punctuation, if any.)
11. In present the (A)/ prices of food grains (B)/ are high all (C)/ over the world. (D) No error (E)
12. Majority of the banks (A)/ today uses technology (B)/ to reach out to those (C)/living in rural
areas. (D) No error (E)
13. I will give (A)/ you the advance (B)/ if you repay it as (C)/ soon as possibly. (D) No error (E)
14. Though he is very (A)/ wealthy and powerful (B)/ he has any (C)/ concern for the poor. (D)
No error (E)
15. Mala has the (A)/ ability t o handle (B)/ many tasks at (C)/ the same time. (D) No error (E)

Answers:

11. (A) Write ‘At’ in place of ‘In’.
12. (B) Write ‘use’.
13. (D) Write ‘possible’.
14. (C) Write ‘no’ in place of ‘any’.

15. (E)

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 8

Directions—(Q. 8–9) Choose the word which is MOST NEARLY the SAME in MEANING as the word printed in bold as used in the passage.
8. fortunate
(A) rich
(B) liked
(C) happy
(D) successful
(E) lucky
9. raised
(A) nurtured
(B) lifted
(C) grew
(D) built
(E) high
10. Choose the word which is most OPPOSITE in meaning of the word Collective as used in the
passage—
(A) alone
(B) separately
(C) united
(D) partial
(E) single

Answers:

8. (E) 9. (B) 10. (A)

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 7

Directions—(Q. 1–10) Read the following passage carefully and answer the questions given
below it. Certain words are printed in bold to help you to locate them while answering some of
the questions.
There was a girl who sang beautifully at the temple every morning. The music master used to
happily recall, “One day when I went into the woods to pluck flowers, I found this baby under a
pipal tree.” He picked her up carefully, raised her lovingly as if she was his daughter and taught
her to sing before she spoke her first word.
The music master grew old and didn't see too well. The girl tended to him caringly. Many
people including young men travelled from far and wide to hear her sing. This made the music
master's heart quake with fear. “You will choose one of them as your husband. What is to
become of me ?” The girl replied, “I shall not be apart from you.” But on a full moon night
during the harvest festival, the master's chief disciple touched his feet reverently and said,
“Master grant me your permission for your daughter has agreed to marry me.” The master's
tears flowed freely, “She has chosen well. Go and fetch her, let me hear you sing the first of
many melodies that you will sing together.” The two began to sing in harmony. But the song
was interrupted by the arrival of the royal messenger. “Your daughter is very fortunate-the king
has sent for her,” the messenger said. At the palace the Queen summoned the girl to her and
said, ”I place upon you the honour of making sure my daughter is never unhappy at her
husband's home.” There wasn't a single tear in the girl's eyes but she thought of the master and
her heart was heavy.
That very night the princess began her journey to Kambhoj. The princess's royal chariot led the
procession and the girl's palanquin followed close behind carrying trunks of silks, jewellry and
precious stones. It was covered with a velvet sheet and had soldiers on both sides. As the
procession passed, the master and his disciple Kumarsen stood still by the wayside. A collective
sigh escaped the crowd gathered there wishing that the princess wouldn't feel homesick in her
faraway home.
1. Which of the following can be said about the girl ?
(1) She was brought up by her father as her mother had died when she was a baby.
(2) She was a talented singer who had learnt to sing at an early age.
(3) She was only allowed to sing with the master's permission.
(A) Only (1)
(B) Both (1) and (2)
(C) Only (2)
(D) All (1), (2) and (3)
(E) None of these
2. What was the girl's reaction to leaving home ?
(A) She was honoured to be serving the princess
(B) Sadness at leaving the master.
(C) She entrusted the task of looking after the music master to Kumarasen
(D) She was thrilled to be living in luxury
(E) None of these

3. What task was entrusted to the girl by the Queen ?

(A) Seeing that her daughter reached Kambhoj safely

(B) Entertaining the princess on her journey to Kambhoj

(C) Protecting the princess and reporting to the queen if she was unhappy

(D) Ensuring the princess' happiness

(E) None of these

4. What was the master's reaction to the girl's decision to marry his disciple ?

(A) He was upset and cried

(B) He promised to give his permission if the couple sang well together

(C) He was sad because she would be going to Kambhoj which was far away

(D) He was pleased with her choice of husband

(E) None of these

5. Which of the following is not true in the context of the passage ?

(1) The girl was leaving the master and going to Kambhoj once she was married.

(2) The king sent for the girl because she was a good singer.

(3) The master did not let the girl study any other subject except music.

(A) Only (1)

(B) Both (1) and (2)

(C) All (1), (2) and (3)

(D) Both (1) and (3)

(E) None of these

6. Why was the princess going on a journey ?

(1) She was going to her prospective husband's home to get engaged.

(2) Her parents wanted her to visit the kingdom of which she would be the future queen.

(3) To take expensive gifts for the rulers of the Kambhoj who were well known to her parents.

(A) None

(B) Only (2)

(C) Only (1)

(D) Both (1) and (2)

(E) Both (2) and (3)

7. Why was the master afraid ?

(A) He felt the princess would treat the young girl unkindly

(B) He would be all alone after the girl's marriage

(C) The girl may not be able to adapt to her new home

(D) He was slowly going blind.

(E) None of these

Answers:

1. (C) 2. (B) 3. (D) 4. (E) 5. (B)

6. (A) 7. (B)

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 6

Directions—(Q. 71–80) In the following passage there are blanks each of which has been
numbered. These numbers are printed below the passage and against each five words/ phrases
are suggested one of which fits the blank appropriately. Find out the appropriate word in each
case.
I used to look …(71)… to the holidays. I was usually …(72)… to my uncle’s house where I …(73)…
his children. I did not get paid a salary for …(74)… What I received in return however, was far
more …(75)… My uncle was an avid reader. During the time I spent with his family I had an
…(76)… to read the vast amount of books and magazines that he possessed. This improved my
English to some …(77)… Reading became my new …(78–79)… spending my pocket money on a
ticket to the cinema I began to …(80)… books. This has benefited me greatly.
71. (A) forward
(B) towards
(C) backward
(D) up
(E) around
72. (A) went
(B) sent
(C) visited
(D) travelled
(E) gone
73. (A) cared
(B) occupy
(C) guarded
(D) taught
(E) played
74. (A) them
(B) whom
(C) this
(D) now
(E) which
75. (A) expensive
(B) deserving
(C) helping
(D) demanding
(E) valuable
76. (A) opportunity
(B) ability
(C) use
(D) encouragement
(E) achievement
77. (A) distance
(B) extent
(C) time
(D) limits
(E) degrees
78. (A) activity

(B) hope

(C) hobby

(D) duty

(E) worship

79. (A) despite

(B) though

(C) by

(D) instead of

(E) while

80. (A) sell

(B) read

(C) exchange

(D) invest

(E) buy

Answers:

71. (A) 72. (B) 73. (D) 74. (C) 75. (E)

76. (A) 77. (B) 78. (C) 79. (D) 80. (E)

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 5

Directions—(Q. 66–70) In each question below a sentence with four words printed in bold type
is given. These are lettered (A), (B), (C) and (D). One of these four words printed in bold may be
either wrongly spelt or inappropriate in the context of the sentence. Find out the word, which
is wrongly spelt or inappropriate, if any. The letter of that word is your answer. If all the words
printed in bold are correctly spelt and also appropriate in the context of the sentence mark (E)
i.e., all correct as your answer.
66. The income (A) of many people in rural (B) India is not adequate (C) to satisfy (D) their basic
needs. All correct (E)
67. He is always (A) prompt (B) in caring (C) out instructions. (D) All correct (E)
68. The revized (A) rates (B) of interest will be effective (C) immediately. (D) All correct (E)
69. Such transactions (A) are quiet (B) expensive (C) and time consuming (D) for customers. All
correct (E)
70. The guidelines (A) of the new scheme (B) are expected (C) to be finally (D) soon. All correct
(E)

Answers:

66. (E) 67. (C) 68. (A) 69. (E) 70. (D)

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 4

Directions—(Q. 61–65) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the
proper sequence to form a meaningful paragraph; then answer the questions given below
them.
(1) The able bodied men of the tribe gathered to discuss how to climb the mountain.
(2) As part of their plundering they kidnapped a baby of one of the families.
(3) One day the mountain tribe invaded those living in the valley.
(4) “We couldn’t climb the mountain. How could you?”, they asked, “It wasn’t your baby !” she
replied.
(5) There were two tribes in the Andes–one lived in the valley and the other high up in the
mountains.
(6) Two days later they noticed the child’s mother coming down the mountain that they hadn’t
yet figured out how to climb.
61. Which of the following should be the SECOND sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)
62. Which of the following should be the FIFTH sentence after rearrangement ?
(A) (6)
(B) (5)
(C) (4)
(D) (3)
(E) (2)
63. Which of the following should be the FIRST sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)
64. Which of the following should be the SIXTH (LAST) sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)
65. Which of the following should be the THIRD sentence after rearrangement ?
(A) (1)
(B) (2)
(C) (3)
(D) (4)
(E) (5)

Answers:

61. (C) 62. (A) 63. (E) 64. (D) 65. (B)

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 3

Directions—(Q. 56–60) Which of the phrases (A), (B), (C) and (D) given below should replace the
phrase given in bold in the following sentence to make the sentence grammatically meaningful
and correct. If the sentence is correct as it is and ‘No correction is required.’ mark (E) as the
answer.
56. Each of the loan must be approved by the Branch Manager—
(A) Every loan
(B) Each one of the loan
(C) Any of the loan
(D) All of the loan
(E) No correction required
57. The issue was taken before the Municipal Corporation meeting last week—
(A) Taking place at
(B) Taken after
(C) Being taken in
(D) Taken up at
(E) No correction required
58. He has asked for the names of those employees involved in the project.
(A) had asked
(B) having asked about
(C) was asked that
(D) is asking
(E) no correction required
59. Considerate the traffic, it is better to leave for the airport an hour early—
(A) While considering
(B) Consideration of
(C) Considering
(D) Being considerate to
(E) No correction required
60. He is a good leader, knowing that to motivate his employees to achieve—
(A) That known when

(B) Who knows how

(C) Which knows how

(D) Knowing what

(E) No correction required

Answers:

56. (A) 57. (D) 58. (E) 59. (C) 60. (B)

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 2

Directions—(Q. 51–55) Read each sentence to find out whether there is any error in it. The
error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is
no error, the answer is (E). (Ignore errors of punctuation, if any)
51. Many multinational companies (A) / have not been as (B) /successful in India (C) /than we
expected. (D) No error (E)
52. He has ruined (A) /his eyesight (B) /by not using (C) /his spectacles regularly. (D) No error (E)
53. Mostly of the (A) /newly recruited officers (B) /have no experience (C) /in the banking
sector. (D) No error (E)
54. The resignation of (A) /one of our directors (B) /have caused the price (C) / of shares to fall.
(D) No error (E)
55. There are many (A) /ways of which (B) /inflation can (C) /be measured. (D) No error (E)

Answers:

51. (D) Replace ‘than’ with ‘as’.
52. (E)
53. (A) Change ‘Mostly’ to ‘Most’.
54. (C) Change ‘have’ to ‘has’.

55. (B) Replace ‘of’ with ‘in’.

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State Bank of India Clerk Exam, 2008 General English: Solved Paper 1

Directions—(Q. 41–50) Read the following passage carefully and answer the questions given
below it. Certain words are printed in bold to help you to locate them while answering some of
the questions.
The yearly festival was close at hand. The store room was packed with silk fabrics. gold
ornaments, clay bowls full of sweet curd and platefuls of sweetmeats. The orders had been
placed with shops well in advance. The mother was sending out gifts to everyone.
The eldest son, a government servant, lived with his wife and children in far off lands. The
second son had left home at an early age. As a merchant he travelled all over the world. The
other sons had split up over petty squabbles, and they now lived in homes of their own. The
relatives were spread all across the world. They rarely visited. The youngest son, left in the
company of a servant, was soon bored and stood at the door all day long, waiting and watching.
His mother, thrilled and excited, loaded the presents on trays and plates, covered them with
colourful kerchiefs, and sent them off with maids and servants. The neighbours looked on.
The day came to an end. All the presents had been sent off.
The child came back into the house and dejectedly said to his mother, “Maa, you gave a
present to everyone, but you didn’t give me anything !”
His mother laughed, “I have given all the gifts away to everyone, now see what’s left for you.”
She kissed him on the forehead.
The child said in a tearful voice, “Don’t I get a gift ?”
“You’ll get it when you go far away.”
“But when I am close to you, don’t I get something from your own hands ?”
His mother reached out her arms and drew him to her. “This is all I have in my own hands. It is
the most precious of all.”
41. Why did the woman's second son travel ?
(A) He was restless by nature
(B) He did not want to stay at home
(C) He was rich and could afford to travel
(D) His job was such that he had to travel
(E) None of these
42. Why did the woman’s eldest son not attend the festival ?
(A) He was not on good terms with his youngest brother who lived at home
(B) He had quarrelled with his mother
(C) His wife did not allow him to return home
(D) His job prevented him from taking leave
(E) None of these
43. How did the woman prepare for the festival ?
1. She bought expensive gifts for her children and neighbours.
2. She ordered her servants to prepare sweets and food well in advance.
3. She made sure that her youngest child was looked after so that he wouldn’t be bored.
(A) None
(B) Only 1
(C) Only 2
(D) Both 1 and 2
(E) All 1, 2 and 3
44. What did the youngest child do while his mother was busy ?
1. He waited for a chance to steal some sweetmeats.
2. He pestered his mother to give him a present.
3. He stood at the door with servants.
(A) Only 1
(B) Only 2
(C) Both 1 and 3
(D) Only 3
(E) None of these
45. Which of the following can be said about the woman ?
(A) She was a widow who had brought up her children single handedly
(B) She was not a good mother since her children had left home at an early age
(C) She enjoyed sending her family gifts at festival time
(D) She gave expensive presents to show that she was wealthy
(E) She rarely visited her grand-children because they all lived abroad
46. What did the boy receive from his mother ?
(A) She taught him the value of patience
(B) She encouraged him to grow up and live independently like his brothers
(C) She showed him the importance of giving expensive gifts
(D) She gave him a hug to express her love
(E) None of these
47. Which of the following is TRUE in the context of the passage ?
(A) The woman usually ignored her youngest son
(B) The woman’s eldest son lived abroad
(C) The members of the woman’s family did not care about her
(D) The woman made all the preparations herself since she did not want to burden the servants
(E) The woman sent gifts to her children to ensure that they visited her

Answers:

41. (D) 42. (E) 43. (A) 44. (D)
45. (C) 46. (D) 47. (B)
48. (C) 49. (A) 50. (C)

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